Keinscheisscoins schreef op 7 juni 2021 13:27:
Dus hier hebben we iemand die economie gestudeerd heeft maar niet begrijpt wat de problemen zijn voor de unbanked. Hieronder het resultaat van 5 minuten Googlen.
"“Financial tools for savings, insurance, payments, and credit are a vital need for poor people, especially women, and can help families and whole communities lift themselves out of poverty,” says Melinda Gates, co-chair of the Gates Foundation. “The Global Findex can enhance our understanding of how poor households access and use financial services.”
“Lacking a bank account often forces savers to resort to risky measures, such as putting money under the mattress,” says Asli Demirguc-Kunt, director of development policy and chief economist of the Finance and Private Sector Network, who co-authored the paper analyzing Global Findex data. “That makes it harder to build up reserves, let alone use credit, insurance and other complex formal financial tools,” she says."
www.worldbank.org/en/news/feature/201...Of deze:
www.takechargeamerica.org/the-many-do..."Being unbanked means things like cashing checks and paying bills are costly and time-consuming. Those who are unbanked often must rely on check cashing services to cash paychecks because they don’t have direct deposit. They also have to pay bills using money orders, which adds time and expense to the process. And not having a debit card or checks means having to carry cash for everyday expenses such as gas and groceries. If you lose cash or someone steals it, there’s no way to get it back. "