Thanks, Roy. Hassan, hi. Regarding leverage and liquidity, I think,
look, our cash earnings this year have been lower, our inventories have been temporarily
higher, so therefore, we have taken a term loan. So this is not a bond, multi-year bond.
We've taken a term loan to help us go through this period because we will also have
restructuring costs as part of the reduction in the people that we have spoken about. So as
far as liquidity is concerned, we are not particularly concerned. We have adequate reserves
and a strong balance sheet. And as I mentioned, our commitment to dividend remains. So
there should be no kind of concern on that front.